Crypto spending simplified.
SwokiPay makes your crypto usable in the real world. Instantly get a virtual or physical card, pay globally, and transfer funds to your bank — all from one easy-to-use app.


Why choose SwokiPay crypto cards?
One wallet — Two ways to spend.
SwokiPay gives you full control over your crypto — whether you're paying online with a virtual card or tapping in-store with a physical one. Built for flexibility, built for life on the go.
Fast and free to issue
Set up your card instantly in the app.
Use anywhere online
Accepted at millions of websites globally.
Private and protected
Freeze, unfreeze, and monitor in real-time.
Mobile wallet-ready
Sync with Apple Pay or Google Pay in seconds.
Spend anywhere, anytime
In-store, overseas, at ATMs — no limits.
Instant crypto conversion
Automatically converts at point of sale.
Crypto rewards on spend
Earn cashback in crypto with every swipe.
Tracked delivery worldwide
Ships fast, arrives safe.
How SwokiPay work?
-
Download the app on App Store or Google Play
Available for iOS and Android. Secure and simple to use. -
Complete KYC in minutes
Verify your identity through a secure, guided process. -
Top up your wallet
Load with BTC, ETH, USDT, and other supported crypto. -
Spend Instantly
Use your virtual or physical card worldwide — both online and offline.
Cash out when you need it.
Easily convert your crypto to fiat and move it to your bank or preferred platforms. No delays, no hidden steps.
-
Live crypto to fiat rates
Get real-time conversion at competitive rates. -
Transfer to your bank
Send directly to supported local bank accounts. -
Supports multiple currencies
Move your money to fit your needs. -
Fully compliant
Meets international security and regulatory standards.
Serious security. Zero compromises.
From onboarding to every transaction, SwokiPay is built to protect your assets. Our compliance and security stack meets the highest global benchmarks.
- Licensed custodial and payment partners
- AI-driven risk and fraud monitoring
- Bank-grade encryption across all layers
- KYC/AML protocols for secure, trusted use